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Terms of Service

Last Updated: February 7, 2025

Welcome to Finov8r, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website finov8r.com (the “Site”) and engaging our consulting services (the “Services”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use our services.

1. Services Offered

Finov8r, LLC provides consulting services in the areas of banking, fintech and corporate. Our services may include virtual consultations, in-person meetings, and the delivery of reports or strategic plans.

2. Client Responsibilities

By engaging with our Services, you agree to:

  • Provide accurate and complete information required for consulting.
  • Actively participate in consultations and follow through on agreed actions.
  • Not use our advice for unlawful purposes or misrepresent your relationship with us.

3. Fees and Payment

  • Fees for consulting services will be outlined in a separate proposal, contract, or invoice.
  • Payment is due upon receipt of invoice.
  • We reserve the right to suspend or terminate services for unpaid invoices.

4. Cancellations and Refunds

  • Clients may cancel scheduled consultations with at least 24 hours' notice. Cancellations made within 24 hours may be subject to a cancellation fee.
  • Refunds, if applicable, will be considered on a case-by-case basis based on the work completed.

5. Confidentiality

  • We will maintain the confidentiality of any proprietary or sensitive information shared during our engagement.
  • However, we may disclose certain information if required by law or with the client’s explicit consent.

6. Intellectual Property

  • Any materials, reports, or frameworks provided by us remain our intellectual property.
  • Clients are granted a limited, non-transferable license to use the materials for their business but may not redistribute or sell them.

7. Limitation of Liability

  • Our consulting services are provided on an “as-is” basis. We make no guarantees regarding specific results.
  • We are not responsible for business outcomes resulting from our advice, and our total liability is limited to the amount paid for services rendered in the last six months.

8. Termination of Services

  • Either party may terminate the engagement with written notice.
  • If termination occurs, the client is responsible for any outstanding payments for services already provided.

9. Changes to Terms

We reserve the right to update these Terms. Continued use of our services after any modifications constitutes acceptance of the updated Terms.

10. Contact Information

For questions about these Terms, contact us at allan@finov8r.com.

 

Privacy Policy

Last Updated: February 7, 2025

At Finov8r, LLC (“Company,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email, phone number, and company details.
  • Payment Information: Billing details processed securely via third-party payment providers.
  • Consultation Data: Information shared during consultations to provide tailored advice.
  • Website Usage Data: IP addresses, cookies, and browsing behavior on our website.

2. How We Use Your Information

We use your data to:

  • Provide and improve our consulting services.
  • Process payments and send invoices.
  • Communicate with you about appointments, updates, and industry insights.
  • Comply with legal obligations and prevent fraudulent activity.

3. Confidentiality & Security

  • We take reasonable measures to protect your personal and business information.
  • Any confidential client data shared during consultations will not be disclosed without permission, except as required by law.

4. Third-Party Services

  • We may use third-party tools (e.g., payment processors, scheduling software) that have their own privacy policies.
  • Our website may contain links to third-party websites. We are not responsible for their privacy practices.

5. Cookies and Tracking Technologies

  • We use cookies to enhance user experience and analyze website traffic.
  • You can disable cookies in your browser settings, though some features may not function properly.

6. Your Rights

  • You may request access, correction, or deletion of your data.
  • You may opt out of marketing communications at any time.

7. Changes to This Policy

We may update this Privacy Policy. If significant changes occur, we will notify users through our website.

8. Contact Information

For privacy-related inquiries, contact us at allan@finov8r.com.